Personal Loans

Home Federal Bank offers a wide variety of loans for our consumers. Home Federal Bank's Personal loans are designed for our customers that need to obtain cash for unexpected bills or make purchases. From unexpected medical expenses to consolidating debt, Home Federal Bank can offer you a competitive rate for a personal loan. Personal loans are the answer to all your personal needs.

Savings Account Loans

Need extra cash but don't want to touch your savings? Home Federal Bank's Saving Account Loans could be your answer. If you have experienced past credit problems or need to establish new credit, a Home Federal Bank Savings Account Loan is a great place to start.

  • Borrow as low as $1000
  • Terms vary and are based on savings terms and customers' needs
  • Competitive rates based on current market prime rate, plus percentage

Recreational and Car Loans

Home Federal Bank can help you with the purchase of a car, boat, or RV.

Boat Loans

Our six branches reach many of the southeastern Kentucky and northeast Tennessee's premier lakes. Lakes in our area include Norris, Cumberland, Cherokee, Douglas, and Laurel. Our competitive loan rates will allow you the ability to enjoy them all. Let our Relationship Bankers help you purchase the boat of your dreams. From pontoons to competitive fishing boats we have the right loan for you.

Recreational Vehicle Loans

Home Federal Bank's recreational vehicle loans can provide you the opportunity to purchase your dream recreational vehicle. Buy an RV to tour our beautiful mountains and lakes. Purchase an ATV for the trails in our backyard of Bell and Harlan County, Kentucky and Lee County, Virginia. Or buy a golf cart to cruise around one of the many golf courses. Let Home Federal Bank help you enjoy the great outdoors.

Car Loans

If you're dreaming of a new vehicle, a Home Federal Bank Car loan is for you. Whether you're looking for a sports car or Mini Van for the kids, our competitive Car Loan rates can provide you with the money you need.

Visit our Calculators.

We are in the business of providing service to our customers in every way we can. Stop in and let us help with your family's needs. Our Personal Loan rates and terms are competitive, and we can provide the financing you need.  With seven locations in Tennessee and Kentucky, Home Federal Bank is Always Within Reach®. We're your local bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN, Knoxville TN, and New Tazewell TN.  Our Relationship Bankers can help you with your loan needs.

Use our Loan Inquiry Form for a fast response.