Checking Accounts

Home Federal Bank offers a variety of checking accounts to meet each customer's needs. We offer a range of products from interest bearing to free checking accounts. All of these accounts offer FREE E-statements, Home Banker online banking with Online Bill Pay, and ATM/ Debit cards.

Maximum Checking

The Maximum Checking account offers the most benefits for all your banking needs. This account features discounts on Premium CD (Certificates of Deposits) rates, Overdraft Privileges, and other high quality services including FREE ATM usage anywhere in the world! The Maximum Checking account suggests you maintain a $1,500 balance in your account in order to avoid a $10 monthly service fee.

FREE features:

Value Checking

The Value Checking account offers the ultimate value for all your banking needs. This checking account features no monthly service charges, unlimited check writing, and has a $50 opening balance.

Features include:

Square One Checking

If you've ever had problems in the past with money management and checking accounts, Home Federal Bank is here to help you. Our Square One Checking offers you a fresh start. With two options available, starting over has never been so easy.

Square One Checking With Direct Deposit:

Square One Checking Without Direct Deposit:

 

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Get more information on checking accounts with our Account Request Form.

Click here for IMPORTANT INFORMATION from Home Federal Bank about overdrafts, managing your deposit accounts, and our Overdraft Privilege Program.

Opt-in to our Overdraft Privilege Program.

Wherever you are, wherever you go, Home Federal Bank is Always Within Reach. With locations in Tennessee and Kentucky, we're your hometown bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN and let our Personal Bankers help you with your banking needs.