Locations

Wherever you are, wherever you go, Home Federal Bank is Always Within Reach®. We have seven locations ready to serve you in our surrounding counties. With our Home Banker Online Banking Home Federal Bank is just a click away no matter where you are.

Which location would you like to visit?

Middlesboro, KY - Home Federal Bank's main office is located on 1602 Cumberland Ave in Middlesboro.

Harlan, KY - Home Federal Bank offers two locations in Harlan. One located at the Village Shopping Center. The other is in downtown Harlan on Cumberland Ave.

New Tazewell, TN - Our office is located on the corner of Fifth Avenue and Broad St./ US Hwy 33.

Jacksboro, TN - We have been serving the Campbell County area from many years. In 2003 we opened our office on Main St.

Harrogate, TN - Our office is located on Cumberland Gap Parkway/US Hwy 25 across from Lincoln Memorial University.

Knoxville, TN - HFB Mortgage is our new mortgage only office.  It is located at 9700 Kingston Pike, Suite 8 in Franklin Square. HFB Mortgage is a Loan Production Office.  Deposits or Payments are Not Accepted at this Location.

Holiday Schedule

All branches of Home Federal Bank will be closed on the following public holidays:

  • New Year’s Day - Monday, January 1, 2018
  • Martin Luther King, Jr. Day - Monday, January 15, 2018
  • Presidents’ Day - Monday, February 19, 2018
  • Memorial Day - Monday, May 28, 2018
  • Independence Day - Wednesday, July 4, 2018
  • Labor Day - Monday, September 3, 2018
  • Columbus Day - Monday, October 8, 2018
  • Veterans Day - Monday, November 12, 2018
  • Thanksgiving Day - Thursday, November 22, 2018
  • Christmas Day - Tuesday, December 25, 2018
  • New Year's Day - Tuesday, January 1, 2019

Middlesboro, Kentucky Bank Location

Home Federal Bank is headquartered and founded in Middlesboro, Kentucky. Come visit our branch to learn more about our competitive rate loans, checking accounts, and savings accounts.                     

Middlesboro, KY Address:Middlesboro Branch

1602 Cumberland Avenue
Middlesboro, KY 40965

Map & Directions

Phone Number:

800-354-0182
606-248-1095

Hours:

Monday: 8:00 am - 4:00 pm; Drive up window: 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday: 8:00 am – 6:00 pm

Customer Service Center Hours:

Monday : 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday: 8:00 am – 6:00 pm

 Relationship Bankers:

Steve Cambron Headshot

Charlotte Vaughn Headshot 

Joyce Rucker Headshot

Steve Cambron/Relationship Banker

NMLS #: 1135335

Experience:

6 years in banking industry
6 years in the market area

Specialization:

Residential Home Loans
Secondary Market Home Loans
Rural Development Home Loans
Consumer Purpose Loans

Phone:

606-242-1094
800-354-0182 ext. 1094

Cell:

606-242-8785

Email:

scambron@homefederalbank.com

 

Charlotte Vaughn/Relationship Banker

NMLS #: 623093

Experience:

25 years in banking industry
25 years in the market area

Specialization:

Residential Home Loans
Secondary Market Home Loans
Rural Development Home Loans
Consumer Purpose Loans
Rental Property Loans

Phone:

606-242-1066
800-354-0182 ext. 1066

Cell:

606-499-2685

Email:

cvaughn@homefederalbank.com 

Joyce Rucker, Asst. VP/ Relationship Banker

NMLS #: 528147

Experience:

38  years in banking industry
38 years in the local market

Specialization:

Residential Home Loans
Rural Development Home Loans
Secondary Market Home Loans
Consumer Loans

Phone:

606-242-1029
800-354-0182 ext. 1029

Email:

jrucker@homefederalbank.com

 

Middlesboro, also spelled Middlesborough, is in Bell County, Kentucky. Middlesboro is the largest city in Southeast Kentucky. The city became incorporated in 1890. Middlesboro was named after the town Middlesborough on the south bank of the River Tees in what was then known as the North Riding of Yorkshire, England.

The city is located on the Kentucky side of Cumberland Gap National Historic Park. Pine Mountain State Resort Park is also located in Bell County. Geologists believe that the Middlesboro basin between Pine Mountain and Cumberland Mountains are the remains of an ancient meteorite crater, which gives the town the rare distinction of being one of the only cities in the world built completely inside a crater.

Middlesboro Country Club, founded in 1889, is the oldest continuously played golf course in the country.

Middlesboro was given the nickname, "The Magic City" in the 1950s for its large support of the arts. Middlesboro has been known to have the finest schools and opera house in the state. The first shopping mall was built in the city sometime during the 1960s. The 1970s, was a prosperous time as the coal industry began to boom. The city prepared for the future by opening the Cumberland Gap Tunnel along roadway 25E, in 1996.

Home Federal Bank was founded in Middlesboro in 1920. The current Home Federal Bank location was built in 1980. We are committed to being your home town bank and providing you with the service you expect and deserve. We are involved in our community and dedicated to helping you achieve your goals.

 

 

Harlan, Kentucky - Two Bank Locations

Come feel the comfort of this town's heritage at Home Federal Bank. We have been serving the Harlan area with all their banking needs for over thirty-five years. Come in today and let one of our knowledgeable employees help you find the right checking account or loan for you.

Harlan Village Branch Harlan Downtown Branch

Harlan Village Center Address:

185 Finance Street
Harlan, KY 40831

Map & Directions

Harlan Village Center Phone Number:

800-354-0182
606-573-7050

Harlan Village Center Hours:

Monday - Thursday: 8:30 am - 4:00 pm
Friday: 8:30 am- 6:00 pm

Customer Service Center Hours:

Monday: 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday:  8:00 am – 6:00 pm

 

Harlan Downtown Address:

102 Cumberland Avenue
Harlan, KY 40831

Map & Directions

Harlan Downtown Phone Number:

800-354-0182
606-573-1440

Harlan Downtown Hours:

Monday - Thursday: 8:30 am - 4:00 pm
Friday: 8:30 am - 6:00 pm

Relationship Bankers:

 

Ron Frazier Headshot 

Ron Frazier, Asst. VP/ Office Manager/ Relationship Banker

NMLS #: 533694

Experience:

19 years in banking industry
12 years in the local market

Specialization:

Residential Home Loans
Rural Development Home Loans
Consumer Loans
Rental Property Loans

Phone:

606-573-2019
800-354-0182 ext. 2019

Cell:

606-273-6679

Email:

rfrazier@homefederalbank.com

Harlan County was formed in 1819. The name originated from Silas Harlan. Harlan, a pioneer, was born in West Virginia and later journeyed to Kentucky with James Harrod in 1774.

Harlan has been documented in films, television, and music. Some of the popular ones include the film Harlan County, USA. The FX television series Justified is based on an Elmore Leonard story and takes place in and around Harlan County. Harlan is also the subject of the Darrell Scott song, "You'll Never Leave Harlan Alive", which was covered by Brad Paisley and Patti Loveless.

The town of Harlan is the county seat; however there are multiple cities within Harlan County. These incorporated cities include; Benham, Cumberland, Evarts, Loyall, Lynch, and Wallins Creek. The unincorporated communities are Ages-Brookside, Baxter, Bledsoe, Cawood, Coldiron, Cranks, Dayhoit, Elcomb, Fresh Meadows, Grays Knob, Gulston, Highsplint, Holmes Mill, Kenvir, Pathfork, Putney, Pine Mountain, Rosspoint, South Wallins, Smith, Teetersville, Totz, and Verda.

Home Federal Bank opened its first Harlan branch in 1975, followed by a second in 1999. Both locations are full-service banks that are ready to help fit you with the right checking, savings, or loan to meet your banking needs.

New Tazewell, Tennessee Bank Location

Home Federal Bank is pleased to offer a wide range of personal and business banking products and loan services.New Tazewell Branch

New Tazewell, TN Address:

520 Fifth Avenue
New Tazewell, TN 37825

Map & Directions

Phone Number:

800-354-0182
423-626-2030

Hours:

Monday: 8:00 am - 4:00 pm; Drive up window: 8:00 am - 5:00 pm
Tuesday - Thursday: 8:00 am - 4:00 pm
Friday: 8:00 am - 6:00 pm

Customer Service Center Hours:

Monday: 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday:  8:00 am – 6:00 pm

 Relationship Bankers:

Gary Rowe Headshot

Gary Rowe, VP/ Market Manager/
Relationship Banker 

NMLS #: 780542

Experience:

33 years in banking industry
33 years in the market area

Specialization:

Residential Home Loans
Rural Development Home Loans
Rental Property Loans
Business Purpose Loans
Commercial Real Estate Loans

Phone:

423-626-4009
800-354-0182   ext. 4009

Cell:

606-670-0287

Email:

growe@homefederalbank.com

Betty Beeler Headshot 

Betty Beeler, Asst. VP/ Office Manager/
Relationship Banker

NMLS #: 533691

Experience:

38 years in banking industry
38 years in the local market

Specialization:

Residential Home Loans
Secondary Market Home Loans
Rural Development Home Loans
Consumer Purpose Loans

Phone:

423-626-4016
800-354-0182   ext. 4016

Cell

423-489-8299

Email:

bbeeler@homefederalbank.com

As the railroad industry began to flourish in the 1880's, a need arose for a railroad line to be built from Tennessee into Kentucky through the Cumberland Gap. A railroad depot was erected in New Tazewell, Tennessee. Businesses and houses were constructed near the railroad as many goods and services were continuously shipped by rail.

Though New Tazewell's manufacturing industry is a cornerstone of the community, the tourism industry is also gaining popularity in the region. Claiborne County is home to Norris Lake. Norris Lake provides a pristine experience for all water lovers with over 800 miles of shoreline. The lake's shoreline is home to beautiful lake front properties located in Sunset Bay, Rock Harbor and Overlook Bay. Norris Lake has become the prime location for lake front vacation homes for those who love the serenity of the great outdoors.

Home Federal Bank opened its New Tazewell TN bank branch in October 1995. We take pride in our community involvement by helping support local businesses and charities. We are committed to being your home town bank and providing you with the personal service that you can depend on. Whether you are looking to open a checking account, or need a home loan our Relationship Bankers are here to help.

Jacksboro, Tennessee Bank Location

Home Federal Bank has been serving the Jacksboro, TN area since the early 1970's. We have been, and continue to be, the bank you turn to for competitive home loans.

Jacksboro, TN Address:Jacksboro Branch

300 Main Street
Jacksboro, TN 37757

Map & Directions

Phone Number:

800-354-0182
423-566-HOME (4663)

Hours:

Monday - Thursday: 8:00 am - 4:00 pm
Friday: 8:00 am - 6:00 pm

Customer Service Center Hours:

Monday: 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday:  8:00 am – 6:00 pm

 Relationship Bankers:

Angie Poteet Headshot

Angie Poteet, VP/ Market Manager/ Relationship Banker 

NMLS #: 533700

Experience:

27 years in banking industry
27 years in the market area

Specialization:

Residential Home Loans
Secondary Market Home Loans
Rural Development Home Loans
Consumer Purpose Loans

Phone:

423-563-6006
800-354-0182 ext. 6006

Cell:

423-912-3810

Email:

apoteet@homefederalbank.com

Steve Ward Headshot

Steve Ward, VP/ Relationship Banker

NMLS #: 623086

Experience:

8 years in banking industry
8 years in the market area

Specialization:

Business Purpose Loans
Commercial Real Estate Loans
Rental Property Loans
Residential Home Loans
Secondary Market Home Loans

Phone:

423-563-6018
800-354-0182 ext. 6018

Cell:

423-494-6281

Email:

sward@homefederalbank.com

Jacksboro, Tennessee was founded in 1808 as a permanent county seat for Campbell County.

Since its founding, Jacksboro experienced steady growth which was briefly interrupted by the Civil War. In 1936, the completion of Norris Dam on Campbell County's southern border changed the course of Campbell County forever. While many communities were flooded and farms lost, a beautiful lake with over eight hundred miles of shoreline was created.

Today Norris Lake is a major tourist attraction for Campbell County with many modern resorts and fine homes located near the lake. Due to the creation of Norris Lake, tourism became a major industry and remains so today. Many lake resorts include Deerfield Resort and The Springs Dock.

Modern Campbell County offers superb roads such as I-75, abundant inexpensive electricity, modern schools, two state-of-the-art hospitals, and low taxes coupled with unspoiled mountain wilderness and plentiful miles of pristine shoreline. Campbell County is home to LaFollette, Caryville, Jellico and the county seat is Jacksboro.

Home Federal Bank opened its Jacksboro, Tennessee branch in 2003. We are committed to contributing to our community by supporting local businesses, schools, and charities. By building these relationships, we believe that we give you the personal service that you can depend on. Whether you are interested in opening your grandchild's first savings account or acquiring a construction loan for the home you want to retire to, Home Federal Bank is here to serve you, our customer.

Harrogate, Tennessee Bank Location

Home Federal Bank's newest location in Harrogate is our most state of the art. Come visit this branch to discuss a loan, checking account, or just have a cup of coffee with one of our friendly bankers.

Harrogate, TN Address:Harrogate Branch

6792 Cumberland Gap Parkway
Harrogate, TN 37752

Map & Directions

Phone Number:

800-354-0182
423-869-1095

Hours:

Monday: 8:00 am - 4:00 pm; Drive up window: 8:00 am - 5:00 pm
Tuesday - Thursday: 8:00 am - 4:00 pm
Friday: 8:00 am - 6:00 pm

Customer Service Center Hours:

Monday: 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday:  8:00 am – 6:00 pm

Relationship Bankers:

Jamie McCune Headshot

Jamie McCune, VP/ Market Manager/ Relationship Banker 

NMLS #: 533698

Experience:

8 years in banking industry
8 years in the market area

Specialization:

Residential Home Loans
Secondary Market Home Loans
Rural Development Home Loans
Business Purpose Loans
Commercial Real Estate Loans
Rental Property Loans

Phone:

423-869-7601
800-354-0182 ext. 7601

Cell:

606-269-7998

Email:

jmccune@homefederalbank.com

Larry Walker Headshot

Larry Walker, Asst. VP/ Relationship Banker 

NMLS #: 533702

Experience

22 years in banking industry
22 years in the local market

Specialization:

Residential Home Loans
Rural Development Home Loans
Consumer Loans
Rental Property Loans

Phone:

423-869-7602
800-354-0182 ext. 7602

Cell:

606-269-2220

Email

lwalker@homefederalbank.com

Harrogate is located in Claiborne County, Tennessee, on the Tennessee side of the Cumberland Mountains, within the Cumberland Gap Historic National Park.

Reverend A. A. Myers, a Congregationalist minister, came to the Cumberland Gap in 1888. He succeeded in opening the Harrow School, established for the purpose of providing elementary education to mountain youngsters. On a visit to the area to give a series of lectures at the Harrow School, General O. O. Howard remembered his commitment to fulfill Lincoln's request and he joined Reverend Myers, M. F. Overton, C. F. Eager, A. B. Kesterson, and M. Arthur in establishing Lincoln Memorial University. That group, along with Robert F. Patterson, a Confederate veteran, became a board of directors and purchased The Four Seasons property. In commemoration of Lincoln's birthday, the institution was chartered by the State of Tennessee on February 12, 1897, as Lincoln Memorial University.

In August 2010, Home Federal Bank opened its newest branch in Harrogate, TN located across the street from Lincoln Memorial University's DCOM building. We hope that you will visit Home Federal Bank whether you are looking to open a checking account, need a loan to buy your first home, or need investment advice from our Investment Professionals. Home Federal Bank is here to help make your dreams come true.

 

HFB Mortgage Logo

HFB Mortgage is the newest office of Home Federal Bank.  It is a Loan Production Office that offers competitive loan rates for a variety of loan products.

 

Please Note:  HFB Mortgage is a Loan Production Office.  Deposits or Payments are Not Accepted at this Location.  

 

Knoxville, TN Address:HFB Mortgage

9700 Kingston Pike, Suite 8
Knoxville, TN 37922

Map & Directions

Phone Number:

800-354-0182
865-694-HOME (4663)

Fax: 865-691-3567

Hours:

Monday - Friday: 8:00 am - 4:30 pm

Customer Service Center Hours:

Monday: 8:00 am - 5:00 pm
Tuesday – Thursday: 8:00 am – 4:00 pm
Friday:  8:00 am – 6:00 pm

 Relationship Bankers:

Keebler Williams Headshot 

Keebler Williams, Sr. VP/ Relationship Banker

NMLS #: 623087

Experience:

27 years in banking industry
27 years in the local market

Specialization:

Business Purpose Loans
Commercial Real Estate Loans
Rental Property Loans
Construction Loans

Phone:

865-694-4663
800-354-0182 ext. 8002

Cell:

423-871-5626

Email:

kwilliams@homefederalbank.com

Bill Newman Headshot

Bill Newman, Sr. VP/ Relationship Banker

NMLS #: 477802

Experience:

39 years in banking industry
36 years in the market area

Specialization:

Residential Home Loans
Business Purpose Loans
Commercial Real Estate Loans
Rental Property Loans

Phone:

865-694-4663
800-354-0182 ext. 8003

Cell:

865-387-1796

Email:

bnewman@homefederalbank.com

Anne Gillespie Headshot

Anne Gillespie, Mortgage Loan Originator

NMLS #: 1305267

Experience:

3 years in financial services industry
16 years in the market area

Specialization:

Conventional Home Mortgage Loans
FHA Home Mortgage Loans
VA Home Mortgage Loans
Rural Development Home Loans

Phone:

865-694-4663
800-354-0182 ext. 8005

Cell:

865-335-5626

Email:

agillespie@homefederalbank.com

For more information on loan products offered at this location, please visit homefederalbank.com.

Use our Calculators to help determine your payment amounts or the amount of loan you may need.

 

 

 

 

Toggletabs Shadow

ATM Locations

Home Federal Bank's network of ATM's is constantly growing and keeping our customers Always Within Reach®. When you use any of the machines below with your Home Federal Bank ATM / Debit Card, there is no transaction fee!

Your FREE ATM access could extend to any ATM, anywhere, if you have a Maximum Checking account. Contact one of our Personal Bankers for more details.

To report a lost or stolen Debit Card call 800-354-0182.

The addresses for our ATM locations are listed below.

Middlesboro, KY

Main Office Drive Thru
1602 Cumberland Ave

Harlan, KY

Downtown Branch Drive Thru
102 Cumberland Avenue

Village Center Drive Thru
185 Finance Street

New Tazewell, TN

Branch Drive Thru
520 Fifth Avenue

Jacksboro, TN

Branch Drive Thru
300 Main Street

Harrogate, TN

Branch Drive Thru
6792 Cumberland Gap Parkway