Welcome to Home Federal Bank


Due to the continued increase of COVID-19 cases, Home Federal Bank has made the following adjustments to our branch lobby services:

ALL office lobbies are open by appointment only. If you need to access your safety deposit box, open an account or apply for a loan, you may schedule your appointment by contacting a Relationship or Personal Banker directly or by calling the call center at 1-800-354-0182. During your appointment, please observe social distancing guidelines and floor markings. We ask that you do not visit a Home Federal Bank office if you are feeling ill. If you are wearing a face mask, we may ask you to lower it for a brief moment, only for identifying purposes

We ask that you continue to utilize our online banking, mobile app, and drive thru services whenever possible. We appreciate your continued patience as we navigate through this challenging time.


Identity Theft and Protection Awareness Month

December is Identity Theft and Protection Awareness Month.  Home Federal Bank supports Identity Theft and Protection Awareness Month’s mission to educate consumers about this growing problem.  The Federal Trade Commission’s 2019 Consumer Sentinel Network Data Book stated there were nearly 3 million reported cases of fraud and identity theft.  All of us at Home Federal Bank work hard to protect your identity and encourage you to take steps to secure your personal information.  A few steps you can take while online are:

  • Be Alert to Impersonators
  • Safely Dispose of Personal Information
  • Encrypt Your Data
  • Keep Passwords Private.  Never give them out.
  • Don’t Overshare on Social Networking Sites

Additional information about protecting your identity can be found at the FTC

At Home Federal Bank we’re Always Within Reach® and if you suspect you are, or may be, a victim of identity theft visit your local branch or contact our customer service center at 800-354-0182.

Identity Theft can be reported to the FTC’s Identity Theft website,




Help Links:    Help 

 • Contact Us

 • Locations

•  Calculators

 • Debit Cards

 • ID Theft Kit

 • Security and Privacy

 • Survivors Guide

 • Our History


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Click here to view our RATE SPECIALS!!

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Click here to view our Home Banker Online Banking features.



Click here for Escrow Analysis Frequently Asked Questions


Wherever you are, wherever you go, Home Federal Bank is Always Within Reach. With locations in Tennessee and Kentucky, we're your hometown bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN and let our Personal Bankers help you with your banking needs. 


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Note: If you are using a screen reader, and are having problems using this website, please call 606-248-1095 or 800-354-0182, for assistance.