Welcome to Home Federal Bank


COVID-19 / Coronavirus

The Health, well-being and safety of our Customers and Employees are our top priority. For that reason, we have made the decision to begin operating in a Drive-thru only setting beginning tomorrow March 20th. We will have all Drive Thru lanes, ATM’s, and electronic banking products and services available to assist with all your normal banking activities.

We want to assure you Home Federal Bank is Safe, Strong and Secure. We have made this decision to open our drive thru only and limit lobby visits to only those necessary to conduct in-person transactions, by appointment. We do this in order to fulfill our “Social Responsibility” and follow the guidance set out by State and Federal Agencies for the Health and Safety for all of our communities during these unprecedented times.

Our Bank and the Entire Banking System are Strong and here to help our valued customers.

Over the years, we have implemented many new and exciting electronic features that will make Banking easy and more convenient than ever. We will keep all Drive Thru lanes, ATM’s and a host of other electronic features available to use during this time. We will set appointments for in-person Lobby Visits to fulfill any face-to-face need you may have. We are conducting all of our business functions and will continue to do so. If you just have questions or concerns, feel free to call the Customer Service Center or your Relationship Banker directly. The numbers will be posted in numerous locations including all of our Branches, website and Mobile Banking Services.

This decision will not affect access to your money or limit you to any of the other products and services that you may have now or want to utilize in the future.

If you need to access your Safe Deposit Box, please call one of the numbers listed to set an appointment at your Branch Location.

Finally, if you have been impacted by this pandemic and need assistance please call one of our Relationship Bankers to set an appointment.

Stay Healthy and Safe!


D. Alex Cook, President / CEO


Avoiding COVID-19 Scams

As we all adjust our daily lives to help slow the spread of COVID-19, scammers are working overtime to take advantage of the current crisis. It’s important that while we take steps to protect ourselves from the virus, we also take steps to protect ourselves from becoming victims of opportunistic scams.

Below are 7 popular scams that are being used during this pandemic:

1.  Supply Scams. Scammers are creating fake shops, websites, social media accounts, and email addresses to sell medical supplies currently in high demand. When consumers attempt to purchase supplies through these channels, fraudsters pocket the money and never provide the promised supplies.

2.  Treatment Scams.  Scammers are offering to sell fake cures, vaccines, and advice on unproven treatments for Covid-19.

3.  Pay Upfront to get Financial Relief.  President Trump has instituted several economic relief plans including waived student loan interest, stopped collection of student loan debt, and allowing borrowers to pause student loan payments for 60 days.  Scammers are tricking consumers into believing they must first pay a fee to receive financial support.

4. Fake Charities.  Scammers are “soliciting donations” for individuals, groups and areas affected by coronavirus that are not connected with a real charity.

5. Fake Stimulus Checks or Deposit Information. Scammers are sending out fake checks to individuals telling them they overpaid but to cash the check and send the “overpayment” to the “government” or they will be penalized on their taxes. In addition, scammers are calling individuals pretending to be the Treasury Department or IRS and asking for account information. The government will never contact you by phone to collect your account information.

6. Phishing Scams. Scammers posing as national and global health authorities, such as the WHO or CDC, or other reputable organizations, such as John Hopkins University, are sending phishing emails designed to trick recipients into downloading malware via malicious attachments or links or provide personal information.

7. Investment Scams.  Scammers are offering online promotions on various platforms claiming that the products and services of companies can prevent, detect or cure the coronavirus and that the stock of these companies will dramatically increase in value as a result. These promotions are often styled as “research reports,” make predictions of a specific “target price,” and related to microcap stock or low-priced stocks issued by the smallest of companies with limited public information.




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Wherever you are, wherever you go, Home Federal Bank is Always Within Reach. With locations in Tennessee and Kentucky, we're your hometown bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN and let our Personal Bankers help you with your banking needs. 


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