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Welcome to Home Federal Bank


Based on our continued monitoring and evaluation of COVID-19 conditions and state governmental guidance, our Harrogate, Jacksboro, New Tazewell, and Knoxville Loan Production office lobbies are now open for walk in customers. Please observe social distancing guidelines and lobby floor markings and we ask that you do not visit a Home Federal Bank lobby if you are feeling ill. If you are wearing a mask, we may ask you to lower it for a moment to identify you.

Our Middlesboro and Harlan office lobbies remain available by appointment only.

Please continue to utilize our online banking, mobile app, and drive thru services whenever possible.


COVID-19 Scams Targeting College Students

The Federal Trade Commission (FTC) is warning college students of potential scams specifically targeting college students. Most scams begin by emailing you while claiming to be from the “Financial Department” of you university or college. The email requests that you click on a link to receive a message about your COVID-19 economic stimulus check — and it needs to be opened through a portal link requiring your university login. Don’t do it. It’s a phishing scam. If you click to “log in,” you could be giving your user name, password, or other personal information to scammers, while possibly downloading malware onto your device.

There are a couple of steps you can take to better protect yourself from clicking on a link or sharing any of your sensitive information:

  • Check it out: If you have concerns about an email, contact the sender directly. Look up their phone number or website yourself. Do not click on a link. That way, you will know you are not about to call a scammer or follow a link that will download malware.
  • Take a closer look. While some phishing emails look completely legit, bad grammar and spelling can be a tip-off to phishing. Another clue that the email is not really from your school: they use the wrong department name. In one example, the scammers called themselves the “Financial Dept” instead of the Financial Aid Department.

Home Federal Bank encourages all our customers to be cyber safe and keep personal information protected. Here is important information and guidance recently published by the FTC.
If you receive something that looks like a phishing scam, report it. Forward the message to the Anti-Phishing Working Group (an organization which includes ISPs, security vendors, financial institutions, and law enforcement agencies) at You can also report phishing to the FTC at



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 • Survivors Guide

 • Our History


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Wherever you are, wherever you go, Home Federal Bank is Always Within Reach. With locations in Tennessee and Kentucky, we're your hometown bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN and let our Personal Bankers help you with your banking needs. 


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