Home Federal Bank

Security & Privacy

Security & Privacy

Fraud Alerts

Home Federal Bank is concerned about your financial security and we want to help keep you safe from possible fraud attempts. Fraud Schemes can come in many different forms and variations but they all share one common goal, to steal your money and/or your identity. Below we have posted a couple of the most frequent and recent fraud schemes. These are examples of fraud that you may encounter but, there are many others.

Sweepstake or Prize Winning Payout: When you receive notice in the mail that you are one of the big winners of a "Consumers Promotional Drawing" organized for customers of Wal-Mart, Sears, Kohl's, Walgreens or other major retail stores.

Here are some of the warning signs of Prize or Sweepstake fraud:

  • Notification by mail that you have won a large sum of money.
  • You receive a check for the payment of "taxes" on your winnings.
  • You are instructed to deposit the check and send them a portion of the money for taxes.
  • You are advised not to act on this letter until you speak to your "Claims Agent".

If you receive one of these notices in the mail please do not respond. Don't deposit the check into your account and don't send them any money. The checks are fraudulent.

Telemarketing Fraud: When you send money to people you do not know personally or give personal or financial information to unknown callers, you increase your chances of becoming a victim of telemarketing fraud.

Here are some warning signs of telemarketing fraud-what a caller may tell you:

  • "You must act 'now' or the offer won't be good."
  • "You've won a 'free' gift, vacation, or prize." But you have to pay for "postage and handling" or other charges.
  • "You must send money, give a credit card or bank account number, or have a check picked up by courier."

If you hear these or similar "lines" from a telephone salesperson, we recommend that you say, "No thank you" and hang up the telephone.

 

If you feel you may have been a victim of fraud, please contact us immediately.

Intuit Financial Services Equal Housing Lender FDIC