Home Federal Bank

Personal Banking

Personal Banking

Savings Accounts

Home Federal Bank offers a variety of savings accounts. If you are looking to start an account for a child, save for retirement, or anything in between, Home Federal Bank has a savings account for you.

Statement Savings Gold

Home Federal Bank's Statement Savings Gold account earns interest and provides access to funds in the account. This account provides a convenient method to save and comes with a detailed monthly statement which shows deposits, withdrawals, and interest earned on the account. Statement Savings Gold offers the advantage of sweeping to your checking or business checking to cover overdrafts while still saving money.  Maintaining a balance of $500 or having a combined total relationship with loans and/or deposits over $5000 will avoid the monthly service fee.

Statement Savings

Home Federal Bank's Statement Savings account provides a quarterly statement of account activity for easy reference. Our account earns competitive rates.  Maintaining a balance of $500 or having a combined total relationship with loans and/or deposits over $5000 will avoid the monthly service fee.

Electronic Transaction Account

Home Federal Bank is offering a new savings account to better serve our customers. Our Electronic Transaction Account is designed for customers who receive a benefit check from the Treasury Department. This account will allow you to receive your federal payments electronically. The Electronic Transaction Account will allow for a convenient way to save without a large investment. This type of savings account has no minimum balance requirement and unlimited ATM transactions at Home Federal Bank ATMs. It also provides safe and immediate availability of your funds from benefit checks. Sign up for online e-statements and avoid a monthly service fee.

Student Savings

Home Federal Bank's Student Savings account is offered to our junior savers, as well as those who might already be in school. With this savings account a young teenager can start their college fund, or an undergraduate may start their graduate school savings. This account provides quarterly statements and competitive interest rates. Maintaining a balance of $100 or more will avoid the monthly service fee.

"HOMER'S Club" for Junior Savers

Homer's Club logo

This is a special savings program for children designed to make savings a fun educational experience. When children join our Homer's club they will receive:

  • A Homer t-shirt
  • An identification card and membership certificate "signed" by Homer
  • Special mailings, events and surprises
  • An opportunity to see how their savings grow

Homer's Club is an excellent way to start saving for your child's college education. A Homer's Club account also makes a great gift for any occasion!

Use our investment calculators and watch your savings grow.

Get more information on savings accounts with our Account Request Form

Home Federal Bank is your hometown bank that understands the needs of our communities. With locations in Tennessee and Kentucky, stop by today to learn more about savings accounts from one of our Personal Bankers. Wherever you are, wherever you go, Home Federal Bank is Always Within Reach®.

Intuit Financial Services Equal Housing Lender FDIC