Home Federal Bank

Personal Banking

Personal Banking

Checking Accounts

Home Federal Bank offers a variety of checking accounts to meet each customers needs. We offer a range of products from interest bearing to free checking accounts. All of these accounts offer FREE E-statements, Home Banker online banking with Online Bill Pay, Direct Connect, FinanceWorks, and ATM/ Debit cards.

Maximum Checking The Maximum Checking account offers the most benefits for all your banking needs. This account features discounts on Personal Loans and Home Equity Loans, as well as, Premium CD's (Certificates of Deposits) rates, Overdraft Privileges, and other high quality customer services.

Primary Checking The Primary Checking account is a checking account with all the features you really want! This account features images of all your checks, has a minimum opening balance of $50, and comes with the Overdraft Privilege.

Value Checking The Value Checking account is a checking account and offers the ultimate value for all your banking needs. This account features no monthly service charges, unlimited check writing, and has a $50 opening balance.

Square One Checking If you've ever had problems in the past with money management and checking accounts Home Federal Bank is here to help you. Our Square One Checking offers you a fresh start. With two options available, starting over has never been so easy.

Get more information on checking accounts with our Account Request Form.

Click here for more information and disclosures about our Overdraft Privilege Program.

Wherever you are, wherever you go, Home Federal Bank is Always Within Reach. With locations in Tennessee and Kentucky, we're your hometown bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN and let our Personal Bankers help you with your banking needs.


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