Home Federal Bank

Personal Banking

Personal Banking

Home Federal Bank wants to be your financial partner, from your first checking account to your golden years.

Checking Accounts Our variety of checking accounts offer something for everyone. From our Maximum Checking Account with all the benefits to our Value Checking Account, Home Federal Bank will help match you with the checking account to best suit your unique financial needs.

Savings Accounts Home Federal Bank offers a variety of savings accounts. If you are looking to start an account for a child, save for retirement, or anything in between, Home Federal Bank has a savings account for you.

Money Markets Home Federal Bank offers competitive Money Market accounts to our customers. Money Market accounts allow you to save money while still having immediate access to your funds. The ability to write checks and earn interest makes this a sensible choice for customers.

Certificates of Deposit A higher rate of interest can be earned on Home Federal Bank certificate of deposit (CD) accounts. This is an excellent tool for managing your funds when you are able to set money aside for a specified period of time. We offer a variety of terms and some with a minimum investment of $2500.

Individual Retirement Accounts An Individual Retirement Account (IRA) gives you the benefits of tax-deferred interest. Even with tax law changes, an IRA is a great way to save for retirement. Over the years this can add up to plenty of savings for you! We offer Traditional, Roth, and Coverdell Education IRAs. 

Debit Cards Your Home Federal Bank ATM / Debit card may be used instead of a written check to access your account at any merchant or ATM in the world displaying the MasterCard logo. This does away with the problem of trying to use an "out of town" check or carrying extra cash.

Account Request Form


Wherever you are, wherever you go, Home Federal Bank is Always Within Reach®. We're a local bank that understands the needs of our communities. With locations in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN we are here to help you with all of your personal banking needs.

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