Home Federal Bank



Home Mortgage Loans

Make that dream of owning your own home a reality!

Home Federal Bank was established in 1920 as a Savings and Loan Company giving us over 90 years experience in Home Mortgage Loans. Due to our history Home Federal Bank is proud to have earned the reputation for being the "Home Loan Specialist."

For many years, Home Federal Bank has been one of the main sources of home loan financing in the area. Our rates on mortgages are always competitive. Home Federal Bank can in some cases lend up to 100%, on first mortgage real estate loans. We give speedy, accurate service to our loan customers. We strive to complete a real estate loan in the minimum amount of time.

Already own your home?  Look into refinancing your home with us.  Refinacing may allow you to lower your monthly payments or get you some extra cash.

Home Federal Bank has a variety of home loan terms with both fixed and adjustable rates. This allows us to offer you a mortgage to fit almost any budget.

If you are looking for that perfect lake vacation home, Home Federal Bank is also a leader in second home mortgages.

Investors in rental properties and commercial real estate can also get their lending through Home Federal Bank. Be sure to check our competitive rates before you finance.

Use our Loan Inquiry Form for a fast response

Visit our calculators to see what payments are right for you.

Come by or call one of our six locations in Kentucky and Tennessee and let our Relationship Bankers put you in the home of your dreams. You can also apply and get approved online making your Home Mortgage Loan just a click away.

Intuit Financial Services Equal Housing Lender FDIC