Home Federal Bank



Home Equity Loans

Home Federal Bank's home equity loans can turn the investment in your home into accessible cash! This money can be used for home improvements, education, a new car, or whatever your needs.

We offer convenient, flexible terms and competitive interest rates on home equity loans. Unlike many loans, the interest you pay on a home equity loan may be deductible from your income taxes. Consult your tax advisor.

"Home Equity Line of Credit" (HELOC)

Our HELOC offers convenience and financial freedom in that your loan funds can be accessed simply by writing a check or making a transfer. The interest is paid only on the funds used. Low required monthly payments allow you to choose timing and amount of principal reduction. As your balance is reduced your funds become available for use.

  • Turn your home into a personal line-of-credit.
  • Enjoy easy payment terms and possible tax benefits
  • Consolidate bills or high interest loans into one convenient lower payment
  • You have an ongoing source of credit until maturity regardless how many times it is used and repaid.

EasyLock Home Equity

EasyLock Equity gives you all the choices! 
An EasyLock Equity account combines your need for flexibility and convenience with the ability to have a fixed rate loan option.  Lock in funds with low fixed monthly payments that fit your budget.  As your balance is reduced your funds become available for use. 
Use EasyLock Equity for:
  • Debt Consolidation
  • Large purchases such as a boat, car, pool, etc.
  • Pay college tuition
  • Pay medical bills

Calculate the equity in your home

Use our Loan Inquiry Form for a fast response

Contact a Relationship Banker today to find out how a Home Federal Bank Home Equity Loan can help you.


Intuit Financial Services Equal Housing Lender FDIC