Home Federal Bank


LoansConstruction Loan

Home Federal Bank’s Construction Loan will help you build the home of your dreams. You have invested a lot of time imagining your perfect home, down to every detail. Let us make that dream a reality. Whether this home is your vacation home on Norris Lake, Tennessee, the home that your kids will grow up in, in Bell County, Kentucky, or your mountain retreat in Lee County, Virginia; Home Federal Bank is here to help.

We offer a variety of financing options to meet your needs. This program is customized to meet the unique requirements of your project.

Home Federal Bank has always maintained the reputation as the best and most experienced bank when it comes to dealing with construction loans in Kentucky, Tennessee, and southwest Virginia. We put this experience to work for you. Our lenders can give you a construction experience that you will not be able to find other places. These benefits include quick processing, guidelines on your project, and the comfort of knowing the people you work with. All of these benefits will save you time, money and many frustrations usually associated with construction loans. Our procedures for construction loans are designed to help you with the difficult process of managing and building your new home.

Visit any of our Relationship Bankers and receive the confidence to move forward with your construction loan. With our six locations in Tennessee (Harrogate, New Tazewell, and Jacksboro) and Kentucky (Middlesboro and two locations in Harlan) we are the convenient bank to help you with your lending needs. Whether you are looking to build your dream home or build an investment, our Relationship Bankers can help you. At Home Federal Bank, we will use our experience and expertise to secure the best and most economical construction loan for your building needs.

Intuit Financial Services Equal Housing Lender FDIC