Home Federal Bank



Personal, Business and Home Loans

Get your loan at Home Federal Bank from someone you know! Great rates and fast, friendly hometown service. That's the Home Federal Bank advantage.

Whether you're looking to buy a home, purchase a car, or need to borrow money for a wide range of other reasons, we're here to help. Our dedicated Relationship Bankers can help you find the right loan to meet your needs with personalized service and competitive rates and terms.

Personal Loans
Home Federal offers a variety of consumer loans which can provide the financing you need.

Recreational & Car Loans
Looking to buy a car, boat, or RV? Need auto financing? We can help.

Home Improvement Loans
We can help find the right type of loan to help you make improvements to your home.

Mortgages & Home Loans
We are proud to have earned the distinction of being the "Home Loan Specialist", and can help you make the dream of owning your own home a reality with home financing and mortgage loans that are tailored to meet your needs. Home Federal Bank can also refinance your current home. 

Construction Loans
Home Federal Bank’s Construction Loan will help you build the home of your dreams. You have invested a lot of time imagining your perfect home, down to every detail. Let us make that dream a reality.

Home Equity Loans
Turn the investment in your home into accessible cash with a Home Equity Loan or Home Equity Line of Credit (HELOC).

Business Loans
Whether you're looking to start a business or expand, we offer a wide range of loans that can meet your business needs,

Come in and talk to one of Relationship Bankers, who can help you find the best loan options.

With six locations in Tennessee and Kentucky, Home Federal Bank is Always Within Reach®. We're your local bank that understands the needs of our communities. Visit one of our branches in Middlesboro KY, Harlan KY, Harrogate TN, Jacksboro TN and New Tazewell TN. Our Relationship Bankers can help you with your loan needs.

Intuit Financial Services Equal Housing Lender FDIC