Home Federal Bank

Investment Services

Investment Services

Insurance Products

Beyond traditional insurance coverage, insurance and annuities present a variety of alternatives for supplementing your main retirement nest egg and saving for college. By reviewing you current portfolio, John Parker can help determine if you're paying too much for what you're trying to accomplish.

Variable life insurance includes an investment account in addition to life coverage. Term insurance, which is usually the least expensive kind, may be available with attractive features such as a guaranteed premium for periods of 10, 15, 20, even 30 years. If your time frame is more than 30 years and you're worried about estate taxes, own a business or have special needs dependents, you'll want to review different types of cash value life insurance policies.

There is a similar array of options for annuities. If you're about to retire, an immediate annuity gives you an income stream right away. If you have several years to take advantage of the power of tax deferral to boost your savings, a deferred annuity is a good choice. When you are choosing between a fixed or variable deferred annuity, your choice will depend on your investor profile and overall retirement plan.

Investment Professionals, Inc. offers a broad range of insurance and annuity to give you maximum flexibility for achieving your goals. John Parker will work closely with members of the IPI Insurance Groups to develop your personalized solution.

  • Fixed & variable annuities
  • Life insurance, including Term Life, Universal Life, Variable Universal Life, Single Premium Life, Return of Premium Term, Universal Life with Long-Term Care Benefits
  • Health insurance
  • Disability insurance
  • Long-term care insurance

NO BANK GUARANTEE | NOT FDIC INSURED | MAY LOSE VALUE All Securities and Advisory Services offered through Investment Professionals, Inc. (IPI), a Registered Broker/Dealer and Registered Investment Advisor and member FINRA and SIPC. The investment services offered by IPI are in no way affiliated with or offered by Home Federal Bank, nor is Home Federal Bank a registered broker/dealer. Customers work solely through IPI with respect to their investment, brokerage and securities transactions. IPI does not offer or provide legal or tax advice. Please consult your attorney and/or tax advisor for such services. The products offered by Investment Professionals, Inc. are not insured by the FDIC, the NCUA or any other agency of the government, are not deposits or other obligations for the bank or guaranteed by the bank and involve investment risks, including possible loss of principal amount invested.

Intuit Financial Services